MAKING HEALTHCARE BETTER.
                                                        TOGETHER.






Group Disability Plans

Group Disability Insurance can help provide financial support when an employee becomes sick or injured. Plus, rehabilitation and return-to-work programs can help an employee get back to work.

Short Term Disability Insurance

  • Disability insurance protects both your company and employees from financial strain by providing employees with benefits equal to their salary

  • Employees may qualify for benefits without being totally disabled

  • Employees may be able to work in a reduced capacity, with benefits

  • Return-to-work and rehabilitation programs can help your employees return to work gradually or learn new skills for a different job
Long Term Disability Insurance

  • A Long Term Disability plan can help protect your company and employees from the financial burden of a long term absence due to injury or illness by providing benefits to replace a portion of an employee’s regular salary

  • Employees can return to work in a reduced capacity, and still receive benefit payments

  • Rehabilitation and return-to-work programs can help employees return to work gradually or learn new skills for a different job

  • Optional Spousal Disability Benefits are available

  • A Survival Benefit is paid to an eligible survivor if an employee passes away while receiving benefit payments

  • A cost-of-living increase helps ensure that monthly benefit payments keep pace with inflation

  • Additional services like Best Doctors® and Employee Assistance Programs are standard features